Our Services

We’re here to help.

Finding insurance in California has gotten harder, not easier—and that’s exactly why we’re here. At Ian Schmidt Insurance Agency, we help individuals, families, and businesses navigate the complicated world of insurance with clarity, care, and real local experience.

Coverage That Fits—Even When the Market Doesn’t

At Ian Schmidt Insurance Agency, we help Californians find practical insurance solutions in a time when coverage is harder to come by—especially for homeowners. Whether you’re facing a non-renewal, buying a new place, or simply want better service, we’re here to help.

We offer a full range of policies to protect your home, your livelihood, and your future—with clear guidance and fast, friendly support.

Homeowners Insurance

We’ll work with you to find realistic, competitive options tailored to your home and risk profile, even in wildfire-prone areas.

Life Insurance

A natural complement to homeownership. We help you secure coverage to protect your mortgage and your loved ones

Condo Insurance

Protect your unit, personal property, and liability with policies tailored to your building and budget.

Renters Insurance

Easy, affordable coverage for your belongings and liability. Fast setup, personal service.

Auto Insurance

Flexible, reliable coverage for drivers and families. Bundling available.

Business & Workers’ Comp

Coverage for small businesses including general liability, commercial property, and workers’ compensation.