Welcome to Ian Schmidt Insurance Agency
Your Local Partner in a challenging Marketplace

Finding insurance in California has gotten harder, not easier—and that’s exactly why we’re here. 

Comprehensive Coverage, Personalized Service.

We’re a small team based in Mountain View, serving clients across the entire state. Whether you’re dealing with a non-renewal, starting a new business, or just want a better experience, we’re here to help—with home, auto, business, life, and more a period. Let’s talk. We make it simple to get covered.

our service

Homeowners Insurance

We’ll work with you to find realistic, competitive options tailored to your home and risk profile, even in wildfire-prone areas.

Life Insurance

A natural complement to homeownership. We help you secure coverage to protect your mortgage and your loved ones.

Condo Insurance

Protect your unit, personal property, and liability with policies tailored to your building and budget.

Renters Insurance

Easy, affordable coverage for your belongings and liability. Fast setup, personal service.

Auto Insurance

Flexible, reliable coverage for drivers and families. Bundling available.

Coverage That Fits—Even When the Market Doesn’t

At Ian Schmidt Insurance Agency, we help Californians find practical insurance solutions in a time when coverage is harder to come by—especially for homeowners. Whether you’re facing a non-renewal, buying a new place, or simply want better service, we’re here to help.

We offer a full range of policies to protect your home, your livelihood, and your future—with clear guidance and fast, friendly support.

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Let’s Connect

Consultations done by phone, in-person appointments and virtually.

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Friendly Conversation

It’s always free to ask questions and explore your options. so do not hesitate to contact us .

Our values are simple: Be warm. Be helpful. Be clear

Ian got his start helping clients with Medicare, licensed in most U.S. states working entirely by phone. That experience—navigating complex policies, earning trust remotely, and explaining things clearly—set the foundation for this agency.

After moving from New Jersey to California, Ian launched the agency under the Farmers Insurance brand with a focus on helping Californians through today’s tough insurance landscape.

Q: I just got a non-renewal notice on my home insurance. What do I do?

You’re not alone—many California homeowners are getting these letters. We’ll help you find coverage that fits, even in higher-risk areas.

Q: Can you help if I’m in a wildfire zone?

Yes. We understand how to work with carriers in high-risk areas and can explain your options clearly.

Q: What types of insurance do you offer?

We offer Home, condo, renters, auto, life, business, and workers’ comp.

Q: Do you only serve the Bay Area?

No—we work with clients throughout California by phone, email, and virtual appointments.

Q: Can I bundle my home and auto policies?

Yes—and it can save you money. We’ll walk you through it.

Q: Do you charge for quotes or consultations?

Never. It’s always free to ask questions and explore your options.